Master of Financial Technology

What you will study

The Master of Financial Technology requires the successful completion of 72 credit points (CP) including:

• 42 CP of core subjects.
• A six CP capstone subject.
• 24 CP of electives.

Each subject is valued at six CP.

Core subjects

Complete the following:

• Tokenised Assets and Decentralised Finance
• Ethics and Regulation in FinTech
• FinTech Applications in Banking and Insurance
• Fintech Data Analysis and Machine Learning
• Trading and Dealing in Capital Markets
• Programming and Data Structures
• Information Visualisation and Decision Support

Capstone subject

Complete the following:

• Business Research Capstone

Electives

Students must complete four subjects from the following list. Students without a finance bachelor's degree are required to complete Managerial Finance as an elective within the first session of study.

• Managerial Finance
• Portfolio Management
• Socially Responsible Finance
• Alternative Investments
• Risk Management
• Data Management Systems
• Security Essentials
• Big Data and Marketing Analytics
• Essential Elements for Business Analytics
• Techniques and Tools for Business Analytics
• Financial Statement Analysis For Business
• Advanced Managerial Finance
• Business Statistics

Entry requirements

Academic requirements

To be considered for this course, students must have one of the following:

• A recognised bachelor's degree with an average mark of 50 per cent.
• A UOW Graduate Certificate in Financial Technology.

Other tertiary qualifications along with extensive professional work experience will be considered.

English language requirements

For international students, the following level of English is required to gain admission to this program:

• IELTS Academic: Overall score of 6.5, with reading 6.0, writing 6.0, listening 6.0 and speaking 6.0.
• TOEFL (Internet-based): Overall score of 86, with reading 18, writing 18, listening 17 and speaking 17.
• UOW College's English for Tertiary Studies: Credit (weighted average mark of 65 overall and minimum 50 in Academic Reading and Writing)

Other qualifications may also be considered. Contact the university for more information.

Recognition of Prior Learning

The Graduate Certificate in Financial Technology is a nested degree that may be used as an exit point for the Master of Financial Technology.

For credit transfer arrangements with other Australian and international institutions, contact the university for more information.

Outcomes

Career outcomes

Graduates of a UOW financial technology degree may wish to pursue a career as an economist, finance manager, analyst programmer or utilise their digital financial literacy skills to enter the fintech start-up space.

Learning outcomes

• Apply knowledge effectively in financial technology to make informed decisions.
• Apply financial technology strategies grounded in responsible professional practice and principles of sustainability.
• Communicate complex financial technology concepts and solutions effectively in both oral and written formats.
• Collaborate effectively in diverse teams to address and resolve specific financial technology challenges.
• Propose effective technology-based solutions, employing rigorous analysis and critical evaluation.
• Reflect critically to recognise and act upon learning opportunities for continuous professional development in fintech.
• Demonstrate a global mindset in addressing diverse financial challenges in international settings.

Fees and CSP

Total indicative course tuition fee (2025): $49,032 (domestic full-fee paying place)

Total indicative course tuition fee (2025): $18,182 - $22,608 (Commonwealth Supported Place)

A student’s annual fee may vary in accordance with:

• The number of units studied per term.
• The choice of major or specialisation.
• Choice of units.
• Credit from previous study or work experience.
• Eligibility for government-funded loans.

Student fees shown are subject to change. Contact the university directly to confirm.

Commonwealth Supported Places

The Australian Government allocates a certain number of CSPs to the universities each year, which are then distributed to students based on merit.

If you're a Commonwealth Supported Student (CSS), you'll only need to pay a portion of your tuition fees. This is known as the student contribution amount – the balance once the government subsidy is applied. This means your costs are much lower.

Limited CSP spaces are offered to students enrolled in selected postgraduate courses.

Your student contribution amount is:

• Calculated per unit you're enrolled in.
• Dependent on the study areas they relate to.
• Reviewed and adjusted each year.

HECS-HELP loans are available to CSP students to pay the student contribution amount.

FEE-HELP loans are available to assist eligible full-fee paying domestic students with the cost of a university course.